SmartGrid™ Personal Finance Hub

Build your full financial picture – not just a spreadsheet

A structured Excel-based system to manage cash flow, track commitments, plan savings,

and see where your finances are heading – at any point in time.

Get Early Access – $24

(One-time payment. Delivered via email)

Most financial tools show you the past — not the system

You track expenses, but don’t see the full picture.

You use apps, but they’re too rigid.

You manage savings, loans, and cash flow separately.

The result:

You see numbers — but not how everything connects.

SmartGrid™ Personal Finance Hub turns your finances

into a structured system

Instead of scattered tracking, SmartGrid™ Personal Finance Hub brings everything together:

Cash Flow for up to 10 multi-currency accounts, with future projection
Continuous file structure, ready for multiple years
Savings and Commitments integrated with Cash Flow
Payment Schedules and What-If Scenarios
Interactive Dashboards controlled by slicers, checkboxes, and time‑range filters
Financial Health Score analyzing income, expenses, liquidity, volatility, and trends

So you don’t just track money — you understand where it’s going.

What You Get

Wealth Console:

Multi‑Currency Cash Flow with an exact balance on any day:

Interactive Dashboards:

Savings Planner:

Commitments Tracker:

Debt Payoff Scenarios:

Calendar, Events & Reminders:

How It Works

Steps:

1. Add your data –

Income and expenses in the Cash Flow sheet

2. Add structure (optional) –

Monthly Targets, Savings and Commitments

3. See the full picture –

Track your Balance, Net Worth, and future outlook

Start simple. Build your system over time.

Who it's for

SmartGrid™ Personal Finance Hub is designed for people who want control and structure:

Excel users (intermediate level and above)
Professionals managing personal finances
Expats or multi-currency users
Anyone who wants the full story, not just monthly numbers

Not ideal if:

You want a simple budgeting tool
You prefer fully automated solutions
You’re not comfortable using Excel

Compatibility:

Requires Microsoft 365
Built and tested for Windows. Mac version not fully verified yet

Pricing Roadmap

You’re getting early access while the product is being refined.

Price will increase as the system becomes more polished.

Early Access (Now)

$24

Beta

$39

Launch

$59

FAQ

Is this an accounting or tax tool?

No – it is built to help you understand and control your money, not for tax filing, bookkeeping, or professional financial reporting. It doesn't replace an accountant or financial advisor.

Is it beginner-friendly?

Not exactly. It’s designed for users comfortable with Excel and structured tools.

Do I need to use all features?

No. You can start with a set of core features and ignore the rest until you’re ready. The Quick Start manual covers the essentials, so you don’t have to understand every connection from day one. You can explore additional tools gradually, as your needs grow.

The User Guide also offers several workflow levels – from basic to expert.

Does it work in Google Sheets?

No – it is built specifically for Microsoft Excel 365

Will I get updates?

Yes. All updates and improvements released during the Early Access and Beta stages, up to the Product Launch, are included. This means your purchase gives you access to the full Launch version of the product as well.

From then on, additional fixes or new features may either be provided as free updates or released as separate products, which may require an additional purchase at a discounted or full price, depending on the case.

Still have questions?

Reach out at support@smartgridstudio.com – I’ll get back to you.

Start Building Your Financial System Today

Get Early Access – $24